The guy at the service centre is probably focussed on 650's so that where his mind was at when he mentioned valve adjustment? He gets a pass on that one.
The missing teeth: If it were mine, I'd keep an eye on it and keep using, seeing the season is almost over. When It's put away for winter, then do the chain and sprockets. If it's anything like my one, the front sprocket, which you can't see easily (or get to, for that matter) will also be totally rooted. May as well do them all at once as @Haggis suggested. You need to remove the RHS engine cover to get at the front sprocket, so also order in the flywheel cover gasket, maybe the oil pump o ring that falls out, and a new plastic oil pump gear if you're feeling paranoid.
IMO, FWIW, YMMV etc