Tim: One old time (consider the source!) test of your clutch's adjustment is done with the engine off.
First, with the bike in neutral, push it about 10 feet forward. This will provide a baseline for how the bike feels without any clutch drag. Then, put the bike in first gear. Pull in the clutch lever all the way to the grip. Holding the clutch lever fully back, push the bike forward. If the bike rolls easily, the clutch is not dragging. If the bike is a bit difficult to push, your clutch is dragging and requires adjustment.
Since this model uses a "wet" clutch, total disengagement is unlikely and some drag will occur due to oil on the plates. So, if you get a very slight resistance when pushing the bike in gear, clutch disengaged, that is normal.
Ralph