In the immortal words of Pearl S. Buck (The Good Earth): "What is wealth? Wealth is a bag of rice..." ; i.e. you get to eat short term and maybe have something to plant in the Spring to grow more food with. Buck saw a LOT of poverty growing up in China. If you could manage to hang on to your seed stock thru the famine, you were in way better shape than most. You know...wealthy.
Save more, live cheap, expect less. At least (not yet...) we're not the folks dripping off from the Huey leaving Da Nang or the Starlifter leaving Kabul. If you have a safe place to sleep, some food to eat, you are sadly at the 90% percentile of existence already.