Great news everybody!!
Progressive got it handled! I now have full coverage insurance and had my choice of all the features, services, deductibles, etc... that they offer.
Thanks to an email from Doneen at CMW I was able to make this happen. I told the phone rep (at Progressive) that I was going to post the exact procedure for other RE owners in the future. So here it is:
1st - As Kevin said earlier, keep it simple. Tell them it's a RE Bullet 500, that's it.
It will show up in their system.
2nd - Let them compile your quote.
3rd - (this is where you may get the glitch) Give them the VIN as they complete the transaction. the VIN will come back as a "kit, homemade, or state issued manufacture ID number. At this point everything except the liability coverage falls off of your quote.
4th - The phone rep now has to manually change the "KHS" code on the screen to "REG". This is more difficult than it sounds, you have to get a phone rep who has the authority to do this, it tooke me 6 calls to find that person.
5th - Now, the quote has to be recompiled, it will take them a few moments and you may have to help them remember your exact coverages.
6th - That's about it, the policy will still say it's a "K"it, "H"omemade or "S"tate assigned number but it allows them to sell you any coverage you want.
The person who answered my phone rep's questions is named Lisette at ext. 4533. she was recomended as a contact person at progressive by CMW.
Thanks to everyone here for the help with this. I hope this post will help someone in the future.
PS: Progressive was really the cheapest by far, that really made it worth the trouble.