[Richard230]

Yesterday I received my insurance premium quote from Progressive.  Since I am located in the SF Bay Area, where lawyers outnumber humans and I own a home, I have $250,000/$500,000/$100,000 liability insurance, figuring that any other type of accident I can just pay for myself (part of the school of hard knocks). The yearly premium for my 2011 Bullet increased from $41 to $54, which seems like a pretty big increase to me, especially as the two other motorcycles on the policy saw their premiums reduced.  The 2009 BMW F650GS dropped from $37 to only $30, while my new 2018 Zero electric motorcycle's yearly premium fell from $87 to $71 ( kind of odd since you never know what a lithium battery will do next). 

I am unable to think of a reason why the Bullet is getting Progressive's attention, especially as I tell them I only ride it 1000 miles a year, while the other motorcycles are listed as being ridden 5000 miles a year. 

[hpwaco]

Doesn't sound like such a bad deal to me.   Renewal from Dairyland for Texas required minimum liability coverage on my 14gt was $102.   Which includes mandatory passenger liability!    Got a quote from GEICO, they only wanted $101!!!

[Richard230]

Doesn't sound like such a bad deal to me.   Renewal from Dairyland for Texas required minimum liability coverage on my 14gt was $102.   Which includes mandatory passenger liability!    Got a quote from GEICO, they only wanted $101!!! 

It wasn't the premium cost that interested me, it was the percent change from last year to this year. And also the fact that I told my insurance company that I would be riding my RE only one-fifth as many miles each year as I do my other motorcycles. You would expect the lower riding exposure to reduce the cost of liability insurance somewhat, not raise it.   

[ROVERMAN]

Here in the great lake state we get womped by the insurance companies. My B5 was $210 a year at the last renewal. All motorcycle owners have to cough up a large surcharge to the state, i don't recall how much but it's substantial. The really odd thing is when i replaced the 20 odd HP B5 for a 90+ HP Aprillia it only went up $10! Shhh.
Roverman.