Ok, so for us ignorant bastards ( )... what exactly do you mean by this?
In Australia on top of our affordable private health insurance, free public healthcare. We have this thing called the TAC, or Traffic Accident Comission, basically when you pay motorfees and rego you are basically paying insurence aswell, so any accident in a registered vehicle on a public road, from my kick back to major airlifting near death ect. Can be claimed through the TAC who cover the entire cost.
Also more good news, is isnt fractured, only ligament and musle damage. But I may have a random bit of bone floating around!