Well, the banks here are charging similar rates - upwards of 20% if you add in all the fees, so your offer is...yeah.
Had a look at your Aerostich site and there was one photo showing a couple of big bikers at the top of Pike's Peak. Interesting that one of them had sort of a zebra striped saddlebag setup (big boxes really) that looked to be made out of wood. Also, if you've looked at the Enfield 1901Forecar (see Campfire Talk) there is a small wooden box at the back, indicating just how traditional with Enfield wood is. I'm going to go that route with mine, using the safari (like the Military model but larger) setup I ordered with the bike. It may not look real cool, but I will be hauling groceries from town back over our presently closed-to-cars "foot bridge".