All depends on the girl you pick. We started our marriage with two hearts, no diamonds, and I hope I won't ever need any of the other stuff.
For some perspective, we were pretty broke when we go married. She was in school and I had sold my bikes years ago when I went back to school. She kept telling me to go get a bike, I said we didn't have the money. The day she called me to tell me she had accepted a job offer I told her congratulations and I was going to be home late, had to go bike shopping. She's a keeper.
Scott